Debt counseling by church pastor on compulsive and impulsive shopper and buyer.

How to stop a compulsive shopper and impulsive shopper from accumulating more debts in their lives.

An Online Free Christian Magzine on money issues

Debt Management Part 7

You have just found out that your card is busted and banks are calling you every morning, you just wonder what has happened. You are in a mountain of debts and you just want to get out and be debt free once again, but first in order to get out, you need know how you got here.

One of the reasons you are in debt is because you are a impulsive shopper! Most of us lived in a materialistic world, always trying to impress our friends that they just really don't care. You are always comparing the latest gadgets, latest cars, designer's labels and dine in luxurious restaurants. The worst scenario is that when you see an item that you want (not need), and you are in debt already, your mind tells you,”what the heck, anyway I will never get out of debt, just charge it to my credit card.” or maybe this could be a new line,”This is the way of a modern man in a modern world, everyone is in debts, I am not alone, just charge in an extra item to my credit card should be fine.” Or probably the most common problem is that you don't earn enough even though you have been living on a budget all this while.

Compulsive shopper is different from impulsive shopper. A compulsive shopper buy things they don't even need at all, they are just in a habit of buying. A trip to the groceries may just be an excuse to spend more money on their buying habits, now that is problem and we recommend you seek advice or help from a psychologist. In fact all these examples stated above are not to be taken lightly, if not attended or treated it may ruin your life or maybe your life has already been ruined. Talk to your pastor in your local church and ask them for counseling and be prayed for. Reminder: debt consolidation program is to be debt free.

Debt Management Part 8

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